Daily Intent

Buying a Home Today:  Good Idea or Bad?  A quick thought experiment

Assumptions:  $500,000 Purchase Price, 6% Interest Rate, $50,000 Down Payment.

Today: A $450,000 loan would leave you paying $2,697/ month in mortgage payments.

May 2009, one year from now:  Prices have dropped a projected 10% (some investors believe this is realistic).  Now the same property is worth $450,000.  This would leave you with a new loan of $400,000.  We must be conservative and assume interest rates track upwards to 7% due to inflationary pressures (oil) on the markets and the Fed upping interest rates.  You are then left paying $2,661/month.

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OIL PRICES UP.  GAS PRICES RECORD LEVELS.  GM SHIFTS ITS FOCUS FROM TRUCKS TO CARS. 

What is your perspective?

In watching CNBC and “Squawk on the Street” and hearing all the clamor about oil prices pressuring companies bottom line, I am elated.  Each “breaking news” regarding record oil prices, gas price pressures on American families, and huge companies making dramatic changes, signifies one more American being reprogrammed to see the Opportunity in energy efficient technologies; one more individual becoming consumed by the ideas of cheaper, more efficient, less harmful ways to operate a vehicle; one more Google search taking place in order to understand our global footprint; one more individual beginning to demand these technologies for their personal use. 

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The summer presents many exciting opportunities: outdoor events, barbecues with friends, events, sports outings, art, vacations, beach days and kids camps.

Managing one’s energy should be of the utmost importance.  Your profession, is exactly that, your profession.  You are still required to be a professional before, after and sometimes during the many summer events.  In order to be a professional, high levels of concentrated energy is expected.  And rightfully so. 

Heightened levels of awareness, creativity and energy are the result of proper food intake, time of food intake, exercise, sleep levels, sleep quality, recovery periods, etc…

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